Your personal finance problems solved. The financing of a new or used car can be really difficult. However, with Go Auto, it's never been easier!
We're here to help you through the entire process, from top to bottom. If you ever need help with your finance situation, or if you're ready to start a new one, fill out our credit application or contact us.
The Go Auto finance process is fast, competitive, and features offers tailored for specific customer needs.
The finance process at Go Auto is simple: select a vehicle that meets your needs, submit a credit application with the help of a sales consultant, and, if approved, decide which finance offer suits you best.
Go Auto offers financing through our in-house finance company, Go Auto Finance, and other world-class financial institutions with customized offers tailored specifically to Go Auto customers.
You can apply for financing online at GoAuto.ca or at any one of our dealership websites. Request financing information by clicking the link found on any vehicle listing, fill out an application form on one of our finance pages, or simply call a representative at any Go Auto dealership.
Financial institutions typically take four major factors into account:
Your credit score is designed to help financial institutions predict the risk associated with your purchase of a car, house, credit card, etc. Essentially, it's meant to forecast how (and if) you will pay your bills.
The higher your credit score, the greater your chance of receiving a better financing offer from Go Auto. Four contributors to your credit score are:
The major credit-reporting agencies below can provide you with information about your credit history. Both can provide you with a copy of your credit report, which includes your credit score. Contact them via the Internet or call toll free:
We offer you highly competitive terms, reduced time and effort, and a transparent transaction.
Our finance sources provide offers to accommodate most credit profiles. Even with past problems, you will still get the credit you need, the car you want, and respect you deserve as a Go Auto customer.
Many Go Auto customers qualify for financing on their first vehicle purchase. If a normal credit determination cannot be made based on your current credit history, you may still qualify for other programs, like those for recent college graduates. Stipulations for college students vary by finance company. Check with a finance professional at any of our Go Auto dealerships for more information.
Your past credit history, the type of car you're buying, your down payment, and overall market conditions will all affect the finance rate for which you can qualify.
We offer competitive rates from a variety of finance companies to fit nearly every budget and credit profile. You can learn more about your personal finance options at any Go Auto dealership.
Down payment, the amount financed, term (length of contract), and annual percentage rate (the yearly cost of a loan) all affect the monthly payment.
The rule of thumb from most financial institutions is to spend no more than 15% of your gross monthly income on your car payment. For example, if you make $2,000 a month you should spend no more than $300 on your car payment.
All buyers should bring a valid government-issued drivers license, a current pay stub, and a void cheque. Because different financing companies may require additional documentation, you may want to contact a Sales Consultant for a complete list of what you'll need to buy a car from Go Auto.
If you also intend to sell a vehicle to Go Auto, please contact a Sales Consultant for a complete list of what you'll need.
As the internet evolves, so does the technology used to view it. There's some really cool things to view on this site - dynamic photo galleries, huge pools of information, and easy to use menues. Unfortunately, because you're using IE7, not all of these features may be working as intended, on this site and on others on the web.
You're more than welcome to browse this site as-is... just keep in mind some parts may appear broken or very strange.
It's incredibly easy to upgrade your browser. You can either upgrade your browser to the latest available version of Internet Explorer, or try out a new browser such as Chrome or Firefox. Choose one of the options below to be brought to the official download page.
Under certain circumstances, you may still be experiencing issues using and viewing this site. The first thing you can try is changing your browser mode. Press F12 (or go into the Tools menu and choose Developer Tools) while having Internet Explorer open.This will open a panel on the bottom of your screen. Try changing both the Document Mode and the Browser Mode to as high as is available, in most cases Internet Explorer 9.
Luckily, we do have a dedicated Happy to Help team ready to answer all your questions. Please send them an email or start a live chat with them using the button floating on the left. Useful information to have on you is what Browser and Browser Version you are using, your operating system and your screen resolution.